Welcome to the TIAA Financial Services website, operated by TIAA Financial Services, located at 225 W Wacker Dr, Suite 1200, Chicago, IL 60606. By accessing or using our website, you agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, please do not use our website.
These Terms constitute a binding agreement between you and TIAA Financial Services. We reserve the right to modify these Terms at any time without prior notice. Your continued use of the website following any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for updates.
TIAA Financial Services provides information and access to various financial services, including retirement planning, investment management, and financial advice. The information provided on this website is for informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any investment decisions.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of TIAA Financial Services or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent. TIAA Financial Services logos are registered trademarks and may not be used without express permission. All rights are reserved by TIAA Financial Services.
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You are prohibited from:
Any violation of these terms will result in immediate termination of your access to the website.
This website is provided on an "as is" and "as available" basis. TIAA Financial Services makes no representations or warranties of any kind, express or implied, as to the operation of this website or the information, content, materials, or products included on this website. To the fullest extent permitted by applicable law, TIAA Financial Services disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.
In no event shall TIAA Financial Services, its affiliates, or their respective directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of this website or the information, content, materials, or products included on this website, whether based on contract, tort, strict liability, or otherwise, even if TIAA Financial Services has been advised of the possibility of such damages. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
Specifically, TIAA Financial Services is not responsible for decisions made based on content provided on this website. Financial decisions are complex, and you should consult with a professional.
You agree to indemnify, defend, and hold harmless TIAA Financial Services, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of this website or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in a federal or state court located in Chicago, Illinois.
Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Chicago, Illinois. The arbitrator's decision shall be final and binding, and may be entered as a judgment in any court of competent jurisdiction. Prior to initiating arbitration, both parties agree to attempt to resolve the dispute amicably through good faith negotiations for a period of thirty (30) days.
TIAA Financial Services is committed to ensuring that our website is accessible to individuals with disabilities. We strive to conform to the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. If you encounter any accessibility barriers while using our website, please contact us at accessibility@tiaafinancialservices.com or call us at 312-555-0100. We will make every effort to address your concerns and provide you with the information you need.
If you have any questions about these Terms, please contact us at:
TIAA Financial Services
225 W Wacker Dr, Suite 1200
Chicago, IL 60606
Email: terms@tiaafinancialservices.com
Phone: 312-555-0100
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.
No waiver of any provision of these Terms shall be effective unless in writing and signed by TIAA Financial Services. No waiver of any breach of these Terms shall constitute a waiver of any other breach or of such provision.
These Terms constitute the entire agreement between you and TIAA Financial Services with respect to your use of this website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and TIAA Financial Services.